Moses Alford

Mortgage Loan Originator

NMLS: 2020941

813-819-0222

moses.alford@alfordlending.com

Moses Alford Mortgage Loan Originator

Blog

Can You Afford to Buy a Vacation Home?

Can You Afford to Buy a Vacation Home?

Owning a second home, a sanctuary from your daily grind, is a dream for many. But can you afford both your current mortgage and a vacation home loan? Let's explore this topic, offering practical insights to help you achieve financial freedom and secure yo

Jul 16, 2024 | Purchasing a Home

Your Guide to Buying a Home with a Bumpy Credit History

Your Guide to Buying a Home with a Bumpy Credit History

Embarking on the journey to homeownership is an exciting yet challenging process, especially when your credit history has a few bumps along the way. While a less-than-perfect credit score can pose obstacles, it doesn't necessarily mean you can't achieve y

Jul 16, 2024 | Purchasing a Home

Seizing the Opportunity: Why You Should Consider Buying a Home Before Mortgage Rates Fall

Seizing the Opportunity: Why You Should Consider Buying a Home Before Mortgage Rates Fall

  The decision to purchase a home is a significant milestone in anyone's life, often accompanied by careful consideration and planning. In the ever-changing landscape of the real estate market, one factor that can greatly impact your homebuying journ

Jul 15, 2024 | Purchasing a Home

No Cash, No Problem: Your Guide to Buying a Home with $0 Down!

No Cash, No Problem: Your Guide to Buying a Home with $0 Down!

No Cash, No Problem: Your Guide to Buying a Home with $0 Down! Are you dreaming of homeownership but find yourself short on cash? Fret not! In today's real estate landscape, there are viable options for those eager to make the leap into homeownership with

Jul 12, 2024 | Purchasing a Home

Low Appraisal? Here's How to Appeal and What You Need to Know

Low Appraisal? Here's How to Appeal and What You Need to Know

The appraisal came in low. Can I appeal it? Okay, deep breaths. You’ve just gotten the appraisal back on what you thought was your soon-to-be new home or the home you’re selling, and the number is making you do a double-take. It's low. Not jus

Jul 11, 2024 | Home Appraisal

Mortgage Options For Single Parents

Mortgage Options For Single Parents

For single parents who balance financial management and child-rearing, the path to homeownership can be complex. This guide aims to simplify the process by providing insights into various loan options designed to meet their unique needs. Government-Backed

Jul 09, 2024 | Purchasing a Home