Moses Alford

Mortgage Loan Originator

NMLS: 2020941

813-819-0222

moses.alford@alfordlending.com

Moses Alford Mortgage Loan Originator

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How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)

How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)

For veterans, the VA Loan Streamline Refinance, also known as the IRRRL (Interest Rate Reduction Refinance Loan), provides a straightforward path to lower interest rates and enhanced financial efficiency. IRRRL: A Strategic Financial Move Imagine this sce

Aug 06, 2024 | VA Loans

Unlocking Real Estate Potential with HELOCs

Unlocking Real Estate Potential with HELOCs

In the world of real estate investment, a Home Equity Line of Credit (HELOC) can be a game-changer. This financial strategy has been instrumental in numerous successful real estate transactions. Here’s a guide to understanding how a HELOC can be use

Jul 30, 2024 | Refinancing a Home

Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?

Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?

When it comes to buying a home, traditional financing options like Conventional, FHA, or VA loans are often the go-to choices for many aspiring homeowners. However, there's an alternative approach known as a Shared Equity Agreement (SEA) that some might c

Jul 25, 2024 | Purchasing a Home

Slash Your Mortgage Interest by $10K with This Simple Hack

Slash Your Mortgage Interest by $10K with This Simple Hack

When it comes to purchasing a home, every dollar counts. Saving on your mortgage interest can lead to significant financial benefits over the life of your loan. One often overlooked strategy is making an extra payment early in your mortgage term. This sim

Jul 22, 2024 | Purchasing a Home

If I Were Buying My First Home in This Market, This Is How I’d Do It

If I Were Buying My First Home in This Market, This Is How I’d Do It

The current housing market can seem daunting, especially for first-time homebuyers. With rising prices and fierce competition, it's easy to feel overwhelmed. However, with the right strategy, you can navigate this market without overpaying. Here’s h

Jul 18, 2024 | Purchasing a Home

Interest Rates Got You Worried? Here’s Why Buying Now Still Makes Sense!

Interest Rates Got You Worried? Here’s Why Buying Now Still Makes Sense!

When it comes to buying a home, one of the most common concerns I hear from clients is about interest rates. Many prospective homebuyers are hesitant to take the plunge, fearing that current rates are too high to make purchasing a home a wise financial de

Jul 17, 2024 | Purchasing a Home