Moses Alford

Mortgage Loan Originator

NMLS: 2020941

813-819-0222

moses.alford@alfordlending.com

Moses Alford Mortgage Loan Originator

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Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Are you dreaming of owning your very own slice of heaven – your own home? Well, guess what? The path to making that dream a reality involves some important choices, like picking the right mortgage term. A mortgage is like a magic key that unlocks yo

Sep 26, 2023 | Purchasing a Home

8 Ways to Identify a Mortgage Scam and Protect Yourself

8 Ways to Identify a Mortgage Scam and Protect Yourself

Getting that key to your dream home is like catching a glimpse of a shooting star – it is thrilling! But wait, the galaxy of the mortgage world has its share of tricky comets as well. These shady mortgage scams can transform your dream into a haunti

Sep 19, 2023 | Purchasing a Home

Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

Buying a house is a big deal, and there's some key phrases that you need to know. You can conquer the world of real estate once you understand a powerful weapon in your financial arsenal: the "debt-to-income ratio." Don't let the jargon scare you –

Sep 14, 2023 | Purchasing a Home

How to Avoid Private Mortgage Insurance (PMI)

How to Avoid Private Mortgage Insurance (PMI)

Imagine you're on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There's a sneaky hurdle called Private Mortgage Insurance (PMI) lurking in the shadows. Buckle up, because we're about

Sep 12, 2023 | Purchasing a Home

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

Hey there, future homeowner! So, you're thinking about getting your very own place, right? You might be wondering, how do you actually save up for the down payment? Don't sweat it! We've got your back with some tips that'll make saving money a breeze. Let

Sep 05, 2023 | Purchasing a Home

Do VA Entitlements Ever Expire?

Do VA Entitlements Ever Expire?

One of the perks of serving our country in the military is being able to take part in the VA home loan program, with its zero down payment rules and excellent interest rates. This government-backed mortgage program empowers active-duty military personnel

Aug 29, 2023 | VA Loans