Moses Alford

Mortgage Loan Originator

NMLS: 2020941

813-819-0222

moses.alford@alfordlending.com

Moses Alford Mortgage Loan Originator

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Seizing the Opportunity: Why You Should Consider Buying a Home Before Mortgage Rates Fall

Seizing the Opportunity: Why You Should Consider Buying a Home Before Mortgage Rates Fall

  The decision to purchase a home is a significant milestone in anyone's life, often accompanied by careful consideration and planning. In the ever-changing landscape of the real estate market, one factor that can greatly impact your homebuying journ

Jul 15, 2024 | Purchasing a Home

No Cash, No Problem: Your Guide to Buying a Home with $0 Down!

No Cash, No Problem: Your Guide to Buying a Home with $0 Down!

No Cash, No Problem: Your Guide to Buying a Home with $0 Down! Are you dreaming of homeownership but find yourself short on cash? Fret not! In today's real estate landscape, there are viable options for those eager to make the leap into homeownership with

Jul 12, 2024 | Purchasing a Home

Low Appraisal? Here's How to Appeal and What You Need to Know

Low Appraisal? Here's How to Appeal and What You Need to Know

The appraisal came in low. Can I appeal it? Okay, deep breaths. You’ve just gotten the appraisal back on what you thought was your soon-to-be new home or the home you’re selling, and the number is making you do a double-take. It's low. Not jus

Jul 11, 2024 | Home Appraisal

Mortgage Options For Single Parents

Mortgage Options For Single Parents

For single parents who balance financial management and child-rearing, the path to homeownership can be complex. This guide aims to simplify the process by providing insights into various loan options designed to meet their unique needs. Government-Backed

Jul 09, 2024 | Purchasing a Home

Mortgage Co-signers : A Strategic Partnership for Homebuyers

Mortgage Co-signers : A Strategic Partnership for Homebuyers

Co-signing a mortgage can be a powerful tool to help you achieve your dream of homeownership. It's like having a trusted partner to support you in securing a loan when you can't do it on your own. Let's break down the essentials of co-signing and how it c

Jul 02, 2024 | Purchasing a Home

Pros and Cons of No-Down Payment Loans

Pros and Cons of No-Down Payment Loans

The prospect of a substantial down payment can be a significant barrier to homeownership. One solution that provides immediate access to the housing market is a no-down payment home loan. However, before choosing this financial path, it's crucial to weigh

Jun 25, 2024 | Purchasing a Home